Maguire Instant Approval

"Maguire Instant Approval Auto Checklist"


If you meet the following requirements you are qualified for an instant approval.

1) Must Live, Work, Go to School, or have an Immediate Relative in Tompkins or Cortland County

2) Must be employed and in present job for at least one year (no retirement, or SSI/SSD)

3) Income of at least $2000. a month

4) Experian Credit Score must be 660 or above for all borrowers, and credit must be no older than 10 days

   a) There can be no fraud alerts/statements

   b) No Bankruptcy, Foreclosures, Repossessions, charge offs, paid or unpaid judgments or Tax Liens

   c) No present Delinquencies.


Other restrictions may apply based on vehicle desired, trade in, or other stipulations requested by financial institutions.